Employers Liability insurance
Employers’ Liability insurance covers you for claims relating to injury or illness of staff as a direct result of their work while in your employment.
Employers’ Liability insurance can cover any compensation and legal costs you have to pay should a member of staff suffer any accident or illness that is the fault of the business.
It is required by law if you employ staff. It is also a legal requirement to display the certificate at a place of work or make it easily accessible for staff to view online.
In the event of a claim you will be covered for:
- Damages and Claims Expenses
Damages and claims expenses which you are legally obligated to pay due to a claim by any current or former employee arising out of bodily injury to such employee occurring during the policy period in the course of their employment.
- Criminal Defence Costs
Insurers will contribute to defence costs should a criminal action be brought against you by a governmental, administrative or regulatory body for any breach of statute or regulation.
- Court Attendance
Insurers will contribute towards costs for your attendance in court based on a day-rate.